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I snuck in the last shot of the day at a photo seminar that I went to.... :)
designhouse by Andy Armstrong is a collection of Photoshop actions, brushes, custom shapes, and styles, as well as hi-res backgrounds, wallpapers, textures, digital mats, and photo objects. He's also recently released a set of greeting card templates and magazine cover templates for modern photographers. If you get a chance, go check it out. You can see designhouse at http://www.getdesignhouse.com. There's a whole bunch of video tutorials in the dh learning center too.